We're with you through the long haul AND the
short term

You never want to execute your options for life and disability coverage, but that doesn't mean you ignore their necessity. Illness and injury are hard on families, without the proper disability coverage, they're devastating. At Cretcher Heartland we partner with numerous short and long term disability insurers to provide a comprehensive set of fully-insured and self-funded disability plans, meeting the needs of both small and large organizations.

For those employees seeking supplemental disability or life insurance programs, we'll work with you to provide the plan to suit their needs so that everyone ends up with a plan they can count on, not the short end of the stick.