Money saved on money earned

Helping your employees maximize their benefits and their earnings is easier than ever with a Section 125 plan through Cretcher Heartland. This unique option in a cafeteria plan allows your employees to pay their benefits obligations in pre-tax dollars - saving them hard earned money. As an employer, you benefit with lower matching Social Security and Medicare contributions. Cretcher Heartland will assist you in selecting the right Section 125 administrator for your company and employees. After all, while a penny saved is a penny earned, every dollar that your employees keep is not only pennies saved, it's just good business.